Speak with a tax specialist
888-334-8315IRS & State Back Tax Resolution
Wage garnishments, bank levies, and federal tax liens can begin faster than most taxpayers expect. TDV Tax Relief pulls your full IRS transcript file, identifies every program you legally qualify for, and represents you directly — under the signature of a licensed Enrolled Agent.
Free case review · No obligation
Tell us what you owe and what notices you've received. You'll get a straight read on which programs are realistically in play, on this call.
888-334-8315Mon–Fri 6am–6pm PT · Sat 7am–2pm PT
Cases accepted at $10,000 and above · Enrolled Agent supervised
What happens while you wait
Private lenders have to sue you first. The IRS doesn't. Once the notice sequence runs out, collection is administrative — and it happens on their timeline, not yours.
The IRS issues a levy directly to your employer. Unlike private garnishment, there's no percentage cap — the IRS leaves you a small exempt amount based on filing status and takes the rest of every paycheck until the balance is satisfied or the levy is released.
Your employer is legally required to comply, and they'll know why.
A Notice of Levy freezes your account. After a 21-day holding period the bank surrenders the funds. Rent, mortgage, and auto payments scheduled inside that window bounce — and the IRS can issue a new levy for the next deposit.
The 21-day hold is the entire window to intervene.
A Notice of Federal Tax Lien attaches to everything you own — home, vehicles, business assets — and everything you acquire later. It's public record, which means lenders, underwriters, and in many cases license boards can see it.
Refinancing or selling becomes effectively impossible until it's addressed.
Taxpayers proposed 38,797 offers to settle for less than the full amount owed. The IRS accepted 5,464, totaling $98.1 million — the first year under $100 million in over a decade.
Four out of five offers fail, and it is almost never because the taxpayer didn't deserve relief. It's because the offer was built on the wrong financial standard, filed while the taxpayer was out of compliance, or aimed at a program they were never eligible for in the first place.
Source: IRS Data Book — Collections, Activities, Penalties and Appeals
If a notice has already arrived, the fastest way to find out where your file actually stands is a phone call. No transcript pull required to talk.
Free case review · Enrolled Agent supervised · Cases accepted at $10,000 and above
How it works
Any firm that quotes you a resolution fee before reading your IRS transcripts is guessing — and building that guess into your price. We don't work that way.
You sign a Form 2848 Power of Attorney. We pull your complete IRS transcript file and produce a written diagnosis: balance broken out by tax year, collection statute expiration dates, current enforcement status, missing returns, and every compliance gap standing between you and relief. Your Enrolled Agent reviews the file and signs off on a recommended path.
Once we know what's actually in your account, we quote the resolution work against the real file — never against a phone-call estimate. We prepare and file the submission, handle every IRS contact, and manage the case through acceptance. Fees are staged against milestones, not collected in a lump sum up front.
What you might qualify for
Most tax relief advertising avoids naming programs at all. Here's the real menu, so you can judge for yourself whether a firm knows which one applies to you.
A structured monthly payment plan that stops active collection. The most common outcome by volume, and the right answer for most taxpayers who can pay over time but not at once.
Settling for less than the full balance. Only viable when your reasonable collection potential genuinely falls short of what's owed — which is why 4 in 5 offers are rejected.
Collection is suspended entirely because paying anything would leave you unable to cover basic living expenses. Interest continues, but levies and garnishments stop.
Removal of failure-to-file and failure-to-pay penalties, either as first-time abatement or for reasonable cause. On older balances, penalties and interest are often the larger half of what you owe.
Separating your liability from a current or former spouse's understatement of tax. Requires a specific factual showing and has strict filing deadlines.
Reopening an assessment made without your participation — common where the IRS filed a substitute return on your behalf and assessed far more than you actually owed.
Client outcomes
$23,800
I woke up to a levy notice on my business account and thought I was going to miss payroll. They got the levy released and then knocked out years of penalties I didn't know could even be removed.
$47,500
The IRS had been garnishing my paycheck for almost a year and I couldn't get anyone on the phone. The garnishment stopped the first week, and a balance I thought would follow me forever was settled for a fraction of it.
$61,200
A revenue officer was calling my office directly and I was frozen. Within a month I had a payment plan I could actually live with and the calls stopped completely.
Individual results vary based on your specific financial circumstances, filing history, and the program you qualify for. Past outcomes do not predict or guarantee future results.
Straight answers
Sometimes — but far less often than the advertising suggests. The IRS accepted 14% of Offers in Compromise in FY 2025. Whether you qualify depends on a formula the IRS applies to your income, expenses, and asset equity. Any firm that promises a settlement amount before pulling your transcripts is selling you something they cannot know.
Because the investigation is the work that determines everything else. Pulling and reading your full transcript file tells us your real balance by year, your collection statute expiration dates, what the IRS has already done, and which programs you're legally eligible for. Pricing resolution work without that is guesswork. The investigation fee credits toward your resolution fee if you proceed.
Often, yes — and it's the first thing we address. Once a Power of Attorney is on file, we contact the IRS directly to pursue a release or hold while your case is evaluated. Timing matters enormously here; a bank levy has a 21-day window before funds are surrendered.
A licensed Enrolled Agent reviews your file and signs off on the recommended resolution before anything is submitted to the IRS, and represents you in any negotiation. Case managers handle document collection, transcript retrieval, and filing preparation under that supervision. Only a credentialed representative may negotiate with the IRS on your behalf.
That's extremely common and it isn't a barrier — but it is a prerequisite. The IRS will not grant relief to a taxpayer who isn't in filing compliance. Getting missing returns prepared and filed is usually the first phase of the resolution work, and it frequently reduces the balance on its own when the IRS has filed a substitute return on your behalf.
No. TDV Tax Relief, LLC is a private tax resolution firm. We are not affiliated with, endorsed by, or acting on behalf of the Internal Revenue Service or any government agency. The relief programs we pursue are administered by the IRS; our role is representing you in front of it.
Ask it directly. Fifteen minutes on the phone with a case analyst answers more than an hour of reading — including whether you need a firm at all.
Mon–Fri 6am–6pm PT · No obligation · We'll tell you if you don't need us
A free case review takes about fifteen minutes. You'll get a straight answer about which programs are realistically available to you — including if the answer is that you don't need us.